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What you need to do after a homeowner loss
See Also: Insurance Company Claim Phone Numbers and Website
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Avoid Phone Conversations and Texting Behind the Wheel
According to the National Highway Traffic Safety Administration, driver distractions are a contributing cause in approximately 25 percent of all motor vehicle crashes or about 1.2 million accidents. However, distractions can be hard to quantify, and the number of accidents due to driver distractions is difficult to define. What can further complicate matters is that there may be more than one distraction, such as texting while chastising a child in the backseat. Cell phones are considered one of the leading driver distractions. As a result, more communities are placing restrictions on drivers' use of cell phones. And more states are now passing laws banning the practice of texting while driving. The U.S. Congress is even considering a federal law related to this ban. The following tips are offered to motorists in regards to cell phone use in vehicles.
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GOP: Budget changes will cause auto insurance premiums to jump
Reproduced with the permission of the Lakeland Times
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IMPORTANT INFORMATION ABOUT WI ACT 28 INSURANCE LAW CHANGES
Subject: FAQ concerning changes
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New state budget permits auto policy stacking, mandates coverage
Reproduced with permission of the State Bar of Wisconsin July 24, 2009 – Fulfilling a long-standing policy goal of the State Bar of Wisconsin, the new 2009-11 biennial state budget (2009 Wisconsin Act 28), which Gov. Jim Doyle signed into law on June 29, repeals a 14-year statutory provision that effectively banned insureds from stacking auto insurance policy limits for uninsured and underinsured motorist coverage. The act also makes several other far-reaching changes to state laws governing auto insurance that will affect the practice of many Wisconsin attorneys, including a ban on reducing clauses and a new mandate that all drivers on Wisconsin roads purchase liability insurance. While Gov. Doyle vetoed some provisions passed by the Legislature, many of the other changes described below survived his veto pen intact.
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Are there any disasters my property insurance won't cover?
Yes. Floods, earthquakes, and acts of terrorism are typically not included in coverage.
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What should I know about Risk Management?
Risk management is the process of identifying, assessing, and controlling risks to an organization. It is important for businesses of all sizes to have a risk management plan in place to protect themselves from financial losses.
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Understanding the Need for Long Term Care Insurance
Long Term Care Insurance (LTC) is designed to reimburse you for expenses for everyday living assistance, should something happen to you. Traditional medical insurance and Medicare will not cover extra costs should you need help with activities we take for granted like bathing, eating or simply getting out of bed. LTC insurance options can provide for nursing home costs as well as home health care and assisted living.
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